Sample Wealth Management Plan


Upcoming Events:

Workshops: 
"Savvy Social Security Planning"
Feb 23 - 6:00 PM
Cafe @ the Hamptons


"Rejuvenate Your Retirement"

Feb 23 & Mar 1
9:30 am - 11:30 am
2 hrs each day
$35 per couple
Univ. of North FL
University Center
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Feb 28 & Mar 6
1:00 pm - 3:00 pm
2 hrs each day
$35 per couple
Univ. of North FL
University Center

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Free Monthly Financial Workshops

-- hosted by Cafe @ the Hamptons in Fernandina Beach.

  

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Why You Should Choose A Certified Financial Planner™
Professional

 

 

 

 

 

 

 

Helping You Grow and Protect Your Business

Your business is a significant portion of your net worth and possibly your most valuable investment. Whether you are in the start-up phase, thinking about selling or retiring, or somewhere in-between, we can help. 

In addition to the daily efforts of running a business and making a profit, owners may face three complex financial challenges: 

   -- how to improve profits and obtain working capital.

   -- protecting your business from threats and potential disasters.

   -- preparing to retire or sell your company and/or making sure your business continues on (with or without you).

We can help with these challenges and more.  For more information, Click the links above, or view our Business Information Kit.

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CASH FLOW PLANNING

Working Capital & Financing Options
Ideally, your internal profit margins and a line of credit from the bank will provide all the access to cash your business needs. But where do you go when the banker says "No" to your request for a business loan? 

We can help your business identify potential cash flow improvements and other sources of working capital, such as:

• Business Revenue Loans
• Factoring (selling invoices or purchase orders)
• Equipment Leasing
• Securities-Backed Lending
• Inventory Loans
• Professional Employer Outsourcing (PEO)
• Property Tax Relief
• Expense Auditing

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CONTINGENCY PLANNING

Risk Management
The business world is no exception to Murphy's Law: "If anything can go wrong, it will." As your comprehensive financial planner and business consultant, we can help you identify risk exposures and develop strategies to protect you and your business:

• Buy / Sell Agreement Funding
• Business Overhead Expense Protection
• Property & Liability Coverage
• Workers Compensation Insurance
• Health Coverage
• Disability Insurance
• Life Insurance
• Business Succession Planning

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BUSINESS CONTINUITY PLANNING

Business Succession Strategies
Although we hope our business owner clients enjoy lengthy and successful careers as entrepreneurs, they sometimes neglect to plan for what happens next after they are no longer around to run things. We can help you devise a business succession plan that doesn't leave the future of your business to chance by avoiding these types of errors:

• Waiting too late to create a succession plan.
• Assuming your children want to inherit the business.
• Failing to plan for a disability.
• Overlooking how to fund the succession plan.

Retirement Plans
Whether you are funding your individual retirement, providing an employee plan, or both, we can help you design and implement at appropriate strategy that meets your goals and budget. A variety of simple and affordable retirement plans for small businesses has evolved over the past few years, including:

• Solo 401(k)
• "Traditional" 401(k) plans
• Simplified Employee Pension (SEP) IRA
• SIMPLE IRA
• Executive Bonus Plans
• Deferred Compensation Plans